Terms of Use

This Website
The website www.spotee.com.au (“this site”) is owned and operated by Spotee Pty Ltd ABN 55 637 623 940 (“Spotee”).

Terms of Use
These Terms and Conditions are addressed to you, whether you are viewing this site on your own behalf or on behalf of another person (such as your employer). By accessing or using this site, you agree to be bound by these Terms and Conditions.
These Terms and Conditions are supplemented by the terms of Spotee’s Important Information. Please read the Important Information. By agreeing to these Terms and Conditions you acknowledge that you have also read and understood the Important Information.

Australia Only
No information, including general financial product advice, or offers on this site are intended for any person outside Australia. Offers from this site can only be accepted by a person who is within Australia. Currency references in this site are references to Australian dollars only.

General Information
The information on this site is general information and does not take into account your particular circumstances, investment objectives or financial needs. Before acting on the information/advice, you should consider its appropriateness having regard to your particular objectives, financial situation or needs. Furthermore, under no circumstances should investment decisions be based solely on the information/advice provided on this site. Please refer to our Financial Services Guide (FSG) for details about the financial services we provide.

Intellectual Property
Spotee retains all rights (including copyrights, trademarks, logos, branding, patents as well as any other intellectual property right) in relation to all information provided on or via this site. The content of this site is protected by applicable intellectual property law. You may not copy, download, modify, publish, sell, distribute or reproduce any of the information contained on this site in any form without the prior written consent of Spotee or the appropriate consent of the owner. However, you may print out and/or download information contained on this site for your own personal and non-commercial use. You cannot undertake any action to create an impression of affiliation, sponsorship, or endorsement between any user and/or site and Spotee.

Hyperlinks
Spotee is not responsible for the accuracy or content of any third-party web sites that may have links from this site. In creating hypertext links to any other web sites Spotee is not recommending that website or giving any assurances as to its standing. The use of such links is entirely at your own risk and Spotee accepts no responsibility or liability for the content, use or availability of such websites.

Links to the Spotee website are not permitted without the prior written consent of Spotee.

Third Party Information and Materials
At times, the site may provide information, articles, data (including for example, indices) and material that are written and prepared by people who are not Spotee’s employees or representatives. This material is provided for your interest and relevance. Spotee will clearly acknowledge and identify the material as the product of an independent third party. Spotee is not responsible for the contents or accuracy of this material, and the opinions expressed in the material should not be taken as our recommendations or opinions.

Testimonials
Testimonials are provided by third parties for information purposes only and are not intended to be financial product advice. They do not represent opinion or advice from Spotee. Information provided may not be appropriate to your particular circumstances. You should consider obtaining your own independent advice before making any decision.

Liability
Spotee, Daylight Financial Group Pty Ltd ABN 77 633 984 773, any director, employees or agents of these entities and third party providers of testimonials make no representation and give no warranty as to the accuracy, reliability, completeness or suitability of the information provided on or via this site and do not accept any responsibility for any errors, or inaccuracies in, or omissions from information provided on or via this site; and shall not be liable for any loss or damage howsoever arising (including by reason of negligence or otherwise) as a result of any person acting or refraining from acting in reliance on any information provided on or via this site. No reader should rely on information provided on or via this site, as it does not purport to be comprehensive or to render personal financial advice. This disclaimer does not purport to exclude any warranties implied by law that may not be lawfully excluded.

Spotee and Daylight Financial Group Pty Ltd make no warranties or representations, express or implied, as to whether information provided on or via this site is up to date. Spotee does not represent or warrant that this site functions without error or interruption.

Applicable Law
This site and its terms shall be governed by and construed in accordance with the laws of Victoria, Australia. You submit to the exclusive jurisdiction of the Courts of Victoria and you waive any right you have to object to an action being brought in the Courts of Victoria

Amendments
Spotee reserves the right in its sole discretion to change, modify, add or remove the information provided on or via this site, including these Terms and Conditions, at any time and without notice. Any changes, modifications, or additions to or deletions from these Terms and Conditions shall come into effect upon posting on this site. We recommended that you review the information provided on or via this site, including these Terms and Conditions, periodically for changes. Spotee expressly reserves the right to monitor any use of this site.

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